Gaul & Associates, P.C. is a subrogation‑only firm handling the most complex cases in the field.
Every subrogation case contains a pivotal detail waiting to be uncovered. It may be small, but it’s the piece of truth that can cut through the uncertainty surrounding your claim. Finding it requires time, focus, and determination. Gaul & Associates, P.C. is committed to finding these details through patience, expertise, and the persistence needed to uncover that truth.
When Resistance Turns into Trust
When a devastating fire struck Titusville Towne Square, a historic community landmark, the loss exceeded $5.2 million and exhausted the policy limits. What seemed like a routine subrogation review and closure turned into a complex fire spread case and a seven figure recovery.
The Fire No One Could Explain (Until We Did)
When a nighttime fire destroyed the top floor of a Virginia assisted living facility, the ignition point was hidden and the cause unclear. What seemed inexplicable became a provable ignition sequence—and a path to recovery—through rigorous reconstruction and expert analysis.
Outcomes Out of Uncertainty
When a valve failed and flooded a luxury high-rise, millions in losses followed. Careful forensic analysis revealed the true cause—and held the manufacturer accountable.
Strategy Transformation
When a catastrophic fire destroyed a commercial property after igniting in a work van parked inside, our client had already paid millions in losses. What had stalled for over a year under prior counsel became an opportunity to rebuild the theory, reset the strategy, and drive the case toward a seven-figure recovery.
Act of God or Folly of Man?
When a newly expanded warehouse roof collapsed after the first snowfall, the loss was seen as an Act of God and capped at $50,000. Closer investigation revealed a critical design error—and transformed what seemed unwinnable into a path for a seven figure recovery.
When Everyone Says You Can’t Do That
When a fire severely damaged a homeowner’s residence, the responsible work had been performed by employees of a mitigation company, an LLC, that was owned by the homeowner but insured by a separate carrier. When many people said we could not pursue the claim because the company was owned by our client’s insured, we disagreed filed suit and generated significant recovery for our client from the LLC’s insurer.
When Ordinary Weather Causes Extraordinary Failure
When a golf club driving range collapsed during windy, sleeting weather, the immediate explanation was simple: that was a strong gust of wind – no subrogation here. But the structure was less than ten years old, and the conditions were not extreme — raising questions about whether the failure began long before the storm.
When the Case Isn’t Wrong — the Story Is
When a fire caused millions in damage to a truck repair facility, the defense stood firm at a $17,000 offer and a mock jury found in favor of the Defendant. As trial neared, it became clear the problem wasn’t the evidence — it was the story.