
About Us
At Gaul & Associates, P.C., subrogation isn’t a practice area. It’s our business. Doing it at the highest level requires discipline, technical fluency, and an unwavering commitment to pursuing the evidence wherever it leads.
Where Others See Uncertainty, We See Opportunity.
Subrogation often begins in the unknown — compromised scenes, conflicting narratives, inconsistent timelines.
We work with the nation’s best technical experts to convert uncertainty into strategic clarity. From day one, our approach is action‑oriented: early expert involvement, rapid response, and continuous communication.
Clients trust us because we keep them fully informed, eliminate surprises, and make their jobs easier. They know we are “straight shooters,” because we tell them exactly what we see — immediately and honestly.
The Firm Built to Find Answers.
Gaul & Associates, P.C. is designed for insurers who need more than just an attorney — they need truth, strategy, and results.
We uncover what others miss.
We pursue outcomes others consider impossible.
We stand by our work and our clients — for as long as it takes.
Because in subrogation, truth isn’t found on the surface.
It’s uncovered. And we’re the firm built to find it.


Outcomes Out of Uncertainty
20 years of experience. Over $200 million in recoveries. At Gaul & Associates, P.C., we’re built to tackle the biggest subrogation claims.
Explore Our Outcomes
Most subrogation case contains a critical detail, a fact or a perspective that cuts through the confusion and uncertainty revealing a piece of truth as what really happened and why. Gaul and Associates, P.C, is committed to finding those details through patience, expertise, and persistence.
When Resistance Turns into Trust
When a devastating fire struck Titusville Towne Square, a historic community landmark, the loss exceeded $5.2 million and exhausted the policy limits. What seemed like a routine subrogation review and closure turned into a complex fire spread case and a seven figure recovery.


The Fire No One Could Explain (Until We Did)
When a nighttime fire destroyed the top floor of a Virginia assisted living facility, the ignition point was hidden and the cause unclear. What seemed inexplicable became a provable ignition sequence—and a path to recovery—through rigorous reconstruction and expert analysis.