Insurance
Partners

A Different Kind of Subrogation Partner

At Gaul & Associates, P.C. we don’t approach subrogation as a volume business—and we don’t approach our clients as files. We build long‑term partnerships with insurance carriers who value judgment, responsiveness, and a firm that treats their interests as its own.

For nearly two decades, regional and national insurers have trusted us with complex, high‑stakes subrogation matters because they know how we operate: selectively, thoughtfully, and with a level of commitment that extends well beyond the obvious economics of a single case.

Partnership Means More Than Representation

To us, partnership is not defined by engagement letters or fee structures. It’s defined by how we show up when the case is difficult, uncertain, or time‑consuming.

Our clients rely on us to:

• Give candid advice early, including when a case should not be pursued
• Invest heavily in investigation and strategy before outcomes are clear
• Stay engaged through long timelines, procedural setbacks, and appeals
• Protect their interests—not just in the current matter, but in future ones

We understand that our clients’ reputations, internal credibility, and recovery strategies are always on the line. We take that responsibility seriously.

Selective by Design

We are a subrogation‑only firm, and we are deliberately selective in the matters we accept.

We focus on cases where our experience and persistence make a meaningful difference:

• Large‑loss and complex subrogation matters
• Fire and catastrophic loss investigations
• Litigation where careful legal strategy matters

If we take a case, it’s because we believe it deserves our full attention—and that our client deserves our best thinking.